Last updated March 24, 2026

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Crossmint

Api

Agentic payments infrastructure with AI agent wallets, virtual cards, and stablecoin/fiat hybrid payment rails

Best for: Developers building AI agents that need programmable wallets, virtual cards, and flexible payment rails supporting both crypto and traditional currency

Target Audience

AI agent developers, crypto-native teams, fintech builders

4.2/5

Overview

Crossmint provides payments infrastructure specifically designed for AI agents, offering agent wallets, virtual cards, and hybrid stablecoin/fiat payment rails. The platform's dual-key architecture ensures that both the AI agent and the user must authorize transactions, preventing unauthorized spending while enabling autonomous operation within defined parameters. Crossmint supports both traditional payment methods (credit cards, bank transfers) and cryptocurrency (stablecoins like USDC), giving AI agents maximum flexibility in how they pay for goods and services. The platform includes programmable spending rules, transaction logging for audit trails, and APIs designed for developer-first integration. For companies building AI agents that need to make real-world purchases — from booking travel to buying supplies to paying for SaaS subscriptions — Crossmint provides the financial infrastructure layer that traditional payment processors weren't designed to handle.

Key Features

AI agent wallets
Virtual card generation
Dual-key authorization
Stablecoin + fiat support
Programmable spending rules
Transaction audit trails
Developer-first APIs

Integrations

Any card-accepting merchantUSDC/stablecoin networksShopifyCustom via API

Specifications

Support
Docs, Discord, email
Security
Dual-key architecture
Free Tier
Yes — pay as you go
Languages
All (API-based)
API Access
Yes — full REST API
Deployment
API
Mobile App
No (API only)
Data Export
Full transaction logs

Pros

  • Supports both crypto and fiat
  • Dual-key security model
  • Developer-friendly APIs
  • Flexible payment rails

Cons

  • Newer platform
  • Crypto component may not suit all businesses
  • Smaller merchant network than Visa/MC
  • Usage-based pricing can be unpredictable

Quick Facts

Pricing
Usage-based
Starting Price
Pay as you go
Founded
2021
HQ
Miami, USA
Company Size
51-200
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